Overview

Investment Objective

Current income and capital preservation.

Investment Approach

The Saturna Global Sustainable Bond Fund actively seeks issuers that demonstrate sustainable financial characteristics as well as a commitment to identifying and managing sustainability-related risks.

  • Targeted to investors seeking capital preservation and current income
  • Investment-grade emphasis with the ability to invest across the credit spectrum, including high-yield
  • Flexible selection of duration, currencies, and issuer types
  • Globally diversified
  • Screens exclude security issuers primarily engaged in higher sustainability risk businesses; no alcohol, tobacco, pornography, weapons, gambling, or fossil fuel extraction
  • Positive sustainability factors considered include resource efficiency, community and labor relations, board composition, and business ethics
  • Characteristics of financial sustainability include management strength, low debt, and strong balance sheets

Under normal conditions, the Fund invests at least 80% of its net assets in bonds of issuers located throughout the world (including emerging markets) that the Fund’s adviser believes demonstrate sustainable characteristics. The Fund typically invests in US and foreign government bonds, municipal bonds, asset-backed securities, high quality commercial paper, and bank obligations. For purposes of this investment policy, the Fund’s adviser (Saturna Capital Corporation) considers issuers with sustainable characteristics to be those issuers that are more established, consistently profitable, financially strong, and with robust policies in the areas of sustainability.

The Fund’s adviser employs a fundamental research driven approach to stock selection and portfolio construction. The adviser’s focus on sustainability considers financial and non-financial characteristics from diverse sources including regulatory filings, market data, and data supplied by third-party vendors. The adviser uses that information to identify issuers with strong balance sheets, capable management teams with a track record of success, good cash flow, prospects for sustainable above-average earnings growth, and to assess issuers’ business models, over the long term.

The Fund’s adviser employs a proprietary sustainable rating system based on its own, as well as third-party, data to identify issuers believed to present low risks in sustainability. The use of third-party data does not include third-party sustainability ratings or criteria established by third parties for third-party ratings. The Fund’s sustainability evaluation process considers risks and opportunities holistically, meaning an issuer will not necessarily be excluded from investment due to any one particular factor if the overall analysis results in a favorable evaluation by the adviser. The Fund’s adviser also uses negative screening to exclude security issuers primarily engaged in higher sustainability risk businesses such as alcohol, tobacco, pornography, weapons, gambling, and fossil fuel exploration, production, or refining. The Fund generally does not invest in any issuer with exposure to the foregoing businesses, but may invest in an issuer if the issuer is not primarily engaged in higher sustainability risk businesses.

Under normal conditions, the Fund maintains a dollar-weighted average maturity of three years or more, invests at least 65% of its assets in bonds within the four highest grades (AAA, AA, A, or BBB) at the time of purchase, and may invest up to 35% in unrated and high-yield bonds (“junk bonds”).

Performance

Short Term Performance
as of 05/29/2026

Ticker 3 Month 6 Month YTD
Saturna Global Sustainable Bond SEBFX -0.73% 2.08% 1.70%
Bloomberg Global Aggregate Bond Index LEGATRUU -1.54% 0.76% 0.50%

The Bloomberg Global Aggregate Index is a flagship measure of global investment grade debt from a multitude of local currency markets. This multi-currency benchmark includes treasury, government-related, corporate and securitized fixed-rate bonds from both developed and emerging market issuers. Investors cannot invest directly in the indices.

Average Annual Total Returns (Net of Fees)
as of 05/29/2026

Ticker 1 Year 3 Year 5 Year 10 Year Expense Ratio2 30-Day Yield1
Saturna Global Sustainable Bond SEBFX 7.14% 5.11% 1.25% 2.27% 0.79% 4.82%
Bloomberg Global Aggregate Bond Index LEGATRUU 3.26% 3.66% -1.58% 0.74% n/a n/a

Performance data quoted represents past performance which is no guarantee of future results. Investment return and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance may be higher or lower than performance data quoted. Standardized returns current to the most recent month-end can be obtained by visiting our Month-end Returns Page or by calling toll free 1-800-728-8762. The Fund cannot guarantee that its investment objective will be met. Securities of the Fund are offered and sold only through the prospectus or summary prospectus.

¹ A Fund's 30-Day Yield, sometimes referred to as "standardized yield" or "SEC yield,” is expressed as an annual percentage rate using a method of calculation adopted by the Securities and Exchange Commission (SEC). The 30-Day Yield provides an estimate of a Fund's investment income rate, but may not equal the actual income distribution rate.

² Expense ratios shown are as stated in the Fund's most recent prospectus or summary prospectus dated March 30, 2026.

Average Annual Total Returns (Net of Fees)
as of 03/31/2026

Ticker 1 Year 3 Year 5 Year 10 Year Expense Ratio2 30-Day Yield1
Saturna Global Sustainable Bond SEBFX 7.33% 4.37% 1.27% 2.12% 0.79% 4.75%
Bloomberg Global Aggregate Bond Index LEGATRUU 4.26% 2.59% -1.46% 0.58% n/a n/a

Performance data quoted represents past performance which is no guarantee of future results. Investment return and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance may be higher or lower than performance data quoted. Standardized returns current to the most recent month-end can be obtained by visiting our Month-end Returns Page or by calling toll free 1-800-728-8762. The Fund cannot guarantee that its investment objective will be met. Securities of the Fund are offered and sold only through the prospectus or summary prospectus.

¹ A Fund's 30-Day Yield, sometimes referred to as "standardized yield" or "SEC yield,” is expressed as an annual percentage rate using a method of calculation adopted by the Securities and Exchange Commission (SEC). The 30-Day Yield provides an estimate of a Fund's investment income rate, but may not equal the actual income distribution rate.

² Expense ratios shown are as stated in the Fund's most recent prospectus or summary prospectus dated March 30, 2026.

Growth of $10,000

This chart illustrates the performance of a hypothetical $10,000 invested at the beginning of the period and redeemed at the end of the period, and assumes reinvestment of all dividends and capital gains.

Holdings

as of 05/29/2026

Top Ten Holdings

Holding % of Net Assets
MAF Global Securities 4.6%
Koninklijke KPN 4.1%
State Street Corp 3.8%
African Development Bank 3.4%
Cash & Equivalents 3.3%
Holding % of Net Assets
Munich RE 3.2%
Nokia OYJ 3.1%
National Central Cooling 3%
European Investment Bank 3%
AXA 3%

*Current portfolio holdings may not be indicative of future portfolio holdings.

1 Percentage of total investments includes all stocks, plus cash minus all short positions.

2 Total represents the difference between the long exposure and the short exposure, which produces the net exposure.

Holding Market Value Quantity
MAF Global Securities $4,531,538 4,497,000
Koninklijke KPN $4,057,260 3,550,000
State Street Corp $3,807,624 4,200,000
African Development Bank $3,418,232 3,500,000
Cash & Equivalents $3,240,225 0
Munich RE $3,210,708 3,200,000
Nokia OYJ $3,037,180 2,500,000
National Central Cooling $3,031,083 3,000,000
European Investment Bank $3,006,267 55,000,000
AXA $3,001,066 3,000,000
Masdar Abu Dhabi $2,764,945 2,750,000
FS Luxembourg SARL $2,577,625 2,500,000
Intl Bk Recon & Develop $2,391,442 12,500,000
Telecom Italia SPA $2,337,625 2,100,000
Republic of Turkiye $2,201,677 2,000,000
Brookfield Renewable Partners ULC $2,180,572 3,000,000
Natura Cosmeticos SA $1,887,477 2,000,000
Antofagasta PLC $1,864,625 1,850,000
INTL BK RECON & DEVELOP $1,845,908 7,000,000,000
First Nations Finance Authority $1,845,641 2,500,000
New S Wales Treasury CRP $1,783,541 2,600,000
First Abu Dhabi Bank PJSC $1,758,104 1,750,000
NXP BV/NXP FDG/ NXP USA $1,748,820 1,750,000
United Utilities $1,671,505 1,600,000
Queensland Treasury $1,596,541 2,350,000
INTL FINANCE CORP $1,488,405 26,000,000
Telecom Italia Capital $1,475,798 1,450,000
Intl Finance Corp $1,295,121 23,000,000
O'Reilly Automotive Inc $1,240,878 1,250,000
Commonwealth Bank Australia $1,042,597 1,450,000
RELX Finance BV $1,007,941 1,000,000
United States Treasury Bond $1,007,482 950,000
Intl Bk Recon & Develop $982,075 5,500,000
European Bk Recon & Dev $936,423 25,000,000
Praxair (Linde AG) $878,947 1,100,000
San Francisco City & Cnty CA Cmnty $769,807 965,000
Minnesota St Hsg Fin Agy $756,443 750,000
Virginia Hsg Dev Auth $753,219 750,000
Coty/HFC Prestige 6.625 $752,361 750,000
United States Treasury Bond $740,193 770,000
US Treasury N/B $735,117 750,000
Starbucks $699,570 700,000
US Treasury N/B $640,751 650,000
United States Treasury Bond $619,383 575,000
US Treasury Strips $586,498 1,550,000
Stora Enso $535,562 500,000
Export-Import Bank Korea $517,490 500,000
Ohio St Hsg Fin Agy RSDL $502,505 495,000
Illinois St Hsg Dev Auth Revenue $500,269 500,000
Holding Market Value Quantity
Connecticut St Hsg Fin Auth $498,663 500,000
Illinois St Hsg Dev Auth Revenue $497,991 500,000
Intl Bk Recon & Develop $465,849 2,500,000
Connecticut St Hsg Fin Auth Mtge $454,546 450,000
Republic of Chile $441,000 500,000
Prologis LP $435,593 500,000
United States Treasury Bond $434,241 560,000
United States Treasury Bond $421,156 400,000
US Treasury N/B $400,000 400,000
RELX $394,623 400,000
Intl Finance Corp $384,930 2,000,000
US Treasury N/B $354,129 350,000
United Rentals North America $350,095 350,000
Apple $347,392 350,000
Perusahaan Penerbit SBSN $344,885 500,000
Stora Enso Oyj $321,337 300,000
TSY INFL IX N/B $320,010 300,000
United States Treasury Bond $309,938 300,000
US Treasury Bond $309,281 300,000
Massachusetts Hsg Fin Agency $302,667 300,000
Burlington Northern Santa Fe $302,438 310,000
Maryland Cmnty Dev Admin Hsg $301,543 300,000
Freddie Mac $299,703 300,000
Paypal Holdings $298,611 300,000
San Diego Unified School District $297,726 300,000
Minnesota Housing Finance Agency $295,623 295,000
US Treasury N/B $273,813 400,000
Intl Finance Corp $264,122 1,000,000,000
Lowe's $262,313 250,000
Puget Sound Energy (Macquarie) $258,861 300,000
Medtronic (USA Registered 144a) $250,301 260,000
Becton Dickinson $250,179 240,000
Federal Home Loan Bank 4.50% $249,839 250,000
Federal Home Loan Bank $245,021 250,000
Bank Of New York Mellon $240,638 250,000
Virginia St Hsg Dev Auth $240,175 240,000
NXP BV/NXP FDG/NXP USA $228,013 300,000
TSY INFL IX N/B 2054 $219,926 250,000
Massachusetts St Hsg Fin Revenue $217,652 215,000
Unilever Capital $214,570 200,000
New York NY $206,659 200,000
UBS $201,401 200,000
FN MA5538 $200,262 250,000
O'Reilly Automotive Inc $148,563 150,000
United States Treasury Bond $117,648 145,000
Deere & Co. $107,846 95,000
Florida Power & Light $106,312 100,000
Qualcomm $99,315 100,000
Chubb Ina Holdings $85,853 100,000

Sector Allocation

Sector % of Net Assets
Government 28.1%
Financials 23.4%
Communications 7.9%
Utilities 7.3%
Technology 6.5%
Industrials 5.6%
Real Estate 5%
Other 3.3%
Sector % of Net Assets
Consumer Discretionary 3.1%
Energy 2.8%
Consumer Staples 2.1%
Materials 1.7%
Municipal Bonds 1.7%
US Government Agency 0.7%
Health Care 0.5%
Government Bonds 0.3%

*Current portfolio holdings may not be indicative of future portfolio holdings.

1 Percentage of total investments includes all stocks, plus cash minus all short positions.

2 Total represents the difference between the long exposure and the short exposure, which produces the net exposure.

Security and sector weightings are shown as a percentage of total net assets.

Distributions

Record Date Ex, Pay and Reinvest Date Ordinary Income Qualified Income Short-Term Capital Gains Long-Term Capital Gains Total Distributions (per share)
12/17/2025 12/18/2025 $0.366 $0.00 $0.00 $0.00 $0.366
12/18/2024 12/19/2024 $0.291 $0.00 $0.00 $0.00 $0.291
12/20/2023 12/21/2023 $0.34 $0.00 $0.00 $0.00 $0.34
12/14/2022 12/15/2022 $0.058 $0.00 $0.00 $0.00 $0.058
12/15/2021 12/16/2021 $0.048 $0.00 $0.004 $0.182 $0.234
01/26/2021 01/27/2021 $0.011025894 $0.00 $0.00 $0.00 $0.011025894
09/30/2020 10/01/2020 $0.00062934387 $0.00 $0.00 $0.00 $0.00062934387
08/31/2020 09/01/2020 $0.01904613792 $0 $0 $0 $0.01904613792
08/27/2020 08/28/2020 $0.00251655916 $0 $0 $0 $0.00251655916
06/04/2020 06/05/2020 $0.00340015583 $0 $0 $0 $0.00340015583
03/31/2020 04/01/2020 $0.00701107861 $0 $0 $0 $0.00701107861
02/28/2020 03/02/2020 $0.01800161823 $0 $0 $0 $0.01800161823
01/31/2020 02/03/2020 $0.01800042952 $0 $0 $0 $0.01800042952

The Saturna Global Sustainable Bond Fund intends to distribute its net investment income and net realized capital gains, if any, to its shareowners. The Fund pays income dividends daily, which are reinvested or distributed annually. As a result of its investment strategy, the Fund expects that its dividends will consist primarily of ordinary income.

Distributions for the last four years are listed in the table above. For prior distributions, please contact a Saturna representative.

Regulations regarding distributions can be complex, and there are several methods for managing your tax liability. Please consult a tax advisor about your particular circumstances. You also may obtain helpful information by calling the Internal Revenue Service at 1-800-829-1040 or visiting www.irs.gov.

If applicable, distribution information will appear on Form 1099-DIV, typically sent in late January. For more information on tax documentation, please visit our Tax Documentation page.

The Fund pays per-share distributions to shareowners invested on the Record Date. On the Payable Date, the Fund's share price is reduced by the amount of its distribution.

Fees & Minimums

The following tables describe the fees and expenses mutual fund shareowners may pay. There are no shareowner fees (fees paid directly from an investment). The Fund imposes no sales charge (load) on purchases or reinvested dividends, or any deferred sales charge (load) upon redemption. There are no exchange fees or account fees. Investments in mutual funds are subject to ongoing expenses. Saturna endeavors to keep these fees low. We encourage you to compare the following fees with similar fees of other no-load mutual funds:

 

Shareowner Fees

(fees paid directly from your investment)

None

 

Annual Fund Operating Expenses

(expenses that you pay each year as a percentage of the value of your investment)

Management Fees

0.55%

Other Expenses

0.24%

Total Annual Fund Operating Expenses 

0.79%

Fee Waiver and Expense Reimbursement1

(0.19)%

Total Annual Fund Operating Expenses after Fee Waiver and Expense Reimbursement 

0.60%

1 The adviser has contractually agreed through March 31, 2027, to waive fees and/or reimburse expenses of the Fund's Z Shares to the extent necessary to ensure that the net operating expenses, excluding brokerage commissions, taxes, and extraordinary expenses, do not exceed the net operating expense ratio of 0.75%. This expense limitation agreement may be changed or terminated only with approval of the Board of Trustees.

Investment Minimum

The minimum initial investment for Investor Shares is $1,000 (for tax-sheltered accounts, there is no minimum).

Principal Risks of Investing in the Fund

Expand

Market risk: The value of the Fund’s shares rises and falls as the market value of the securities in which the Fund invests goes up and down. Consider investing in the Fund only if you are willing to accept the risk that you may lose money. Fund share prices, yields, and total returns will change with the fluctuations in the securities markets as well as the fortunes of the industries and companies in which the Fund invests.

Investment strategy risk: The adviser believes that sustainable investing may mitigate security-specific risk, but the screens used in connection with sustainable investing reduce the investable universe, which limits opportunities and may increase the risk of loss during market declines.

Interest rate risk: Changes in interest rates impact prices of fixed-income and related investments. When interest rates rise, the value of fixed-income investments (paying a lower rate of interest) generally will fall. Investments with shorter maturities may have less interest rate risk, but generally have lower returns and, because of the more frequent maturity dates, may involve higher re-investment costs.

Credit risk: Corporate and sovereign issuers of the notes and certificates in which the Fund invests may not be able or willing to make payments when due, which may lead to default or restructuring of the investment. In addition, if the market perceives deterioration in the creditworthiness of an issuer, the value and liquidity of the issuer’s securities may decline.

Sector risk: From time to time, based on market or economic conditions, the Fund may have significant positions in one or more sectors of the market. To the extent the Fund invests more heavily in particular sectors, its performance will be especially sensitive to developments that significantly affect those sectors.Individual sectors may be more volatile, and may perform differently, than the broader market. The industries that constitute a sector may all react in the same way to economic, political, or regulatory events which may cause the Fund's returns to suffer.

High yield risk: Bonds that are unrated or rated below investment grade, which are known as “junk bonds,” typically offer higher yields to compensate investors for increased credit risk. Issuers of high-yield securities generally are not as strong financially and are more vulnerable to changes that could affect their ability to make interest and principal payments. High-yield securities generally are more volatile and less liquid (harder to sell), which may make such securities more difficult to value. Unrated securities present additional uncertainty because of the difficulties in determining their comparability to rated securities.Unrated securities are often comparable to below investment-grade securities.

Foreign investing risk: Investments in the securities of foreign issuers may involve risks in addition to those normally associated with investments in the securities of US issuers. All foreign investments are subject to risks of: (1) foreign political and economic instability; (2) adverse movements in foreign exchange rates; (3) currency devaluation; (4) the imposition or tightening of exchange controls or other limitations on repatriation of foreign capital; (5) changes in foreign governmental attitudes toward private investment, including potential nationalization, increased taxation, or confiscation of assets; and (6) differing reporting, accounting, and auditing standards of foreign countries.

Emerging markets risk: There are heightened risks when investing in emerging markets, which are generally less liquid and more volatile than more developed securities markets. These risks include greater political or economic uncertainties; delays and disruptions in securities settlement procedures; weaker corporate governance, accounting, auditing and financial reporting standards; and less publicly available information about issuers. Emerging market countries’ governments may also be more likely to impose capital controls or nationalize an industry. The likelihood of suspensions of issuers traded on foreign exchanges may be higher for securities of issuers in emerging or less-developed market countries than in countries with more developed markets.

Liquidity risk: Liquidity risk exists when particular investments are difficult to sell and may be more difficult to value. If the Fund is forced to sell these investments during unfavorable conditions to meet redemptions or for other cash needs, the Fund may lose money on its investments. As a result, the Fund may be unable to achieve its objective.