Thank you for choosing Saturna Capital!
For your convenience, you can easily open an account with Saturna online using our digital applications. You can also create an account through the mail with a printable application, available for download on our applications page.
To open a Health Savings Accounts (HSA) or Education Savings Account (ESA), visit their respective sections on this page. They both have different enrollment requirements and applications, so be sure you’re filling out the correct form.
Open an Account
Expand
Get started with a Taxable Individual or Joint Account, Individual Retirement (IRA), or Custodial (UTMA/UGMA) account online!
Opening an account online is easy, and typically takes only 15 – 30 minutes!
What You’ll Need — Information
- A valid email
- Your personal information (name, physical address, age, SSN or Tax ID, phone number)
- Personal information of beneficiaries you may add (name, address, age, SSN or Tax ID, phone number)
- Bank account information (bank name, routing number, account number) of the bank account you wish to link to your Saturna account
- The amount you wish to contribute to your account
- (Recommended) The mutual funds you wish to purchase See which funds are available here
What You’ll Need — Documents
- A government issued ID (i.e., driver's license or passport)
- A bank verification document (i.e., a voided check, bank statement or bank letter)
Once you submit your application, your account will undergo a review. Account approval generally takes 3-4 business days. Once approved, you will receive an email notification with the next steps to finish setting up your account. Please be on the look out for this email coming from: [email protected]
Select the account you would like to open to proceed to the correct online application page:
Open an HSA
Expand
Get started with an HSA today! Before you begin, see what materials you’ll need for this process, and review your HSA eligibility.
Opening an HSA online is easy, and typically takes only 15 minutes.
What you’ll need — Information
You will need the following information to complete the form:
- A valid email
- Your personal information (name, physical address, age, SSN or Tax ID, phone number)
- (Recommended) The mutual funds you wish to purchase
What you’ll need — Qualifying Health Plan
In order to open an HSA, you must have a qualifying health plan. Before you enroll, use the questions below to see if you are eligible for an HSA. If you have any questions on how to respond or the impact of your responses on your potential HSA, please consult your tax adviser.
- Are you covered by a qualified high deductible health plan (HDHP)? Any plan with a deductible of at least $1,600 for an individual or $3,200 for a family. The maximum out-of-pocket expenses are $8,050 for an individual and $16,100 for a family.
- Are you covered by another health plan that is not a qualified high deductible plan that provides benefits already covered under your HDHP?
- Are you enrolled in Medicare?
- Are you claimed as a dependent on another person's tax return?
Open an ESA
Expand
Get started with a Education Savings (ESA) account online!
Opening an ESA online is easy, and typically takes only 15 minutes.
What you’ll need — Information
- A valid email
- Your personal information (name, physical address, age, SSN or Tax ID, phone number)
- A government issued ID, such as a (i.e., driver's license or passport)
- Personal information of beneficiaries you may add (name, address, age, SSN or Tax ID, phone number)
- Bank account information (bank name, routing number, account number) of the bank account you wish to link to your Saturna account
- The amount you wish to contribute
- (Recommended) The mutual funds you wish to purchase
What you’ll need — Documents
- ESA Enrollment Form (and ESA Transfer Form, if transferring an existing ESA), completed and signed
- Form 5305-E, completed and signed
- A copy of your government-issued photo ID
- A bank document or check for your initial investment payable to the fund(s) of your choice
- If you wish to purchase non-Saturna affiliated mutual funds, stocks, or bonds, a separate check should be made payable to Pershing LLC for those purchases
- Be sure to indicate the tax year for which your are making the contribution
Once you submit your application, your account will undergo a review. Account approval generally takes 3-4 business days. Once approved, you will receive an email notification with the next steps to finish setting up your account. Please be on the look out for this email coming from: [email protected]