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This information is for educational purposes only and is not intended to be investment or spiritual advice. The purification factors are determined using a methodology developed by Saturna Capital inline with the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI) guidelines and further adapted to fit the unique situation of the Amana Funds.

Amana Growth and Amana Developing World Funds' factors are smaller in relation to Amana Income Fund as their investing strategies differ. While the Amana Income Fund favors dividend paying stocks, Amana Growth and Amana Developing World favor growth stocks.

No purification factor is presented for Amana Participation Fund as each of its underlying securities has been determined to be Islamically acceptable by a third party organization and therefore the income they generate is considered halal.
Purification is distinct from zakat. Typically, zakat paid to a charity is determined on one's overall wealth. These purification factors are specifically meant to cover the dividend income paid by equity securities that may be derived from haram sources.

Saturna Capital does not pay or deduct the purification amounts from your account(s) as this may create undesirable tax implications. We encourage you to seek the counsel of your local Imam for advice on where and how to pay the purification amount.

The purification factors presented on this page are derived from the Funds' audited annual report, dated May 31 of each year, and typically published at the end of July. This page is generally updated in early August, shortly after publication of that report.