Overview

Investment Objective

Long-term appreciation and capital preservation.

Investment Approach

The Saturna Core Fund actively invests in a diversified portfolio of debt and equity securities. It normally invests 60–70% of its assets in equity securities and 30–40% in investment‑grade fixed-income securities (those rated BBB/Baa or higher, including government and convertible bonds), as well as money market instruments and cash.

  • Targeted to investors seeking long-term capital appreciation
  • Diversified across industries, companies, and countries
  • Tactical allocation of stocks and bonds
  • Value investment style, favoring income‑producing securities of more seasoned companies with market capitalizations greater than $5 billion
  • Balanced approach moderated by a secondary objective of capital preservation
  • Incorporates a sustainable investing focus and generally avoids companies primarily engaged in alcohol, tobacco, pornography, weapons, gambling, and fossil fuel extraction, production, or refining

Performance

Short Term Performance
as of 05/29/2026

Ticker 3 Month 6 Month YTD
Saturna Core SCORX 2.60% 8.13% 8.53%
Bloomberg US Aggregate Index Index LBUSTRUU -1.35% 0.23% 0.38%
Bloomberg Global Equity/Fixed Income 60/40 Index BMADM64 3.98% 7.15% 6.55%
Bloomberg Developed Markets Large & Mid Cap Index DMTR 7.63% 11.43% 10.58%

The Bloomberg Global Aggregate Index is a flagship measure of global investment grade debt from a multitude of local currency markets. This multi-currency benchmark includes treasury, government-related, corporate and securitized fixed-rate bonds from both developed and emerging market issuers. Bloomberg Developed Markets Large & Mid Cap Total Return Index is a flot market-cap-weighted equity benchmark that covers the top 85% of market cap of the measured market. Bloomberg Global EQ:FI 60:40 Index is designed to measure cross-asset market performance globally. The index rebalances monthly to 60% equities and 40% fixed income. The equities and fixed income are represented by Bloomberg Developed Markets Large & Mid Cap Total Return. Investors cannot invest directly in the Indices.

Average Annual Total Returns (Net of Fees)
as of 05/29/2026

Ticker 1 Year 3 Year 5 Year 10 Year Expense Ratio2 30-Day Yield1
Saturna Core SCORX 19.81% 13.50% 7.21% 8.17% 0.84% 1.65%
Bloomberg US Aggregate Index Index LBUSTRUU 5.13% 3.95% 0.17% 1.70% n/a n/a
Bloomberg Global Equity/Fixed Income 60/40 Index BMADM64 17.52% 14.67% 6.73% 8.49% n/a n/a
Bloomberg Developed Markets Large & Mid Cap Index DMTR 27.81% 22.36% 12.35% 13.57% n/a n/a

Performance data quoted represents past performance which is no guarantee of future results. Investment return and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance may be higher or lower than performance data quoted. Standardized returns current to the most recent month-end can be obtained by visiting our Month-end Returns Page or by calling toll free 1-800-728-8762. The Fund cannot guarantee that its investment objective will be met. Securities of the Fund are offered and sold only through the prospectus or summary prospectus.

¹ A Fund's 30-Day Yield, sometimes referred to as "standardized yield" or "SEC yield,” is expressed as an annual percentage rate using a method of calculation adopted by the Securities and Exchange Commission (SEC). The 30-Day Yield provides an estimate of a Fund's investment income rate, but may not equal the actual income distribution rate.

² Expense ratios shown are as stated in the Fund's most recent prospectus or summary prospectus dated March 30, 2026.

Average Annual Total Returns (Net of Fees)
as of 03/31/2026

Ticker 1 Year 3 Year 5 Year 10 Year Expense Ratio2 30-Day Yield1
Saturna Core SCORX 15.89% 10.52% 6.37% 7.65% 0.84% 1.23%
Bloomberg US Aggregate Index Index LBUSTRUU 7.30% 4.66% -0.36% 2.01% n/a n/a
Bloomberg Global Equity/Fixed Income 60/40 Index BMADM64 13.01% 11.25% 5.77% 7.66% n/a n/a
Bloomberg Developed Markets Large & Mid Cap Index DMTR 19.08% 17.20% 10.60% 12.26% n/a n/a

Performance data quoted represents past performance which is no guarantee of future results. Investment return and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance may be higher or lower than performance data quoted. Standardized returns current to the most recent month-end can be obtained by visiting our Month-end Returns Page or by calling toll free 1-800-728-8762. The Fund cannot guarantee that its investment objective will be met. Securities of the Fund are offered and sold only through the prospectus or summary prospectus.

¹ A Fund's 30-Day Yield, sometimes referred to as "standardized yield" or "SEC yield,” is expressed as an annual percentage rate using a method of calculation adopted by the Securities and Exchange Commission (SEC). The 30-Day Yield provides an estimate of a Fund's investment income rate, but may not equal the actual income distribution rate.

² Expense ratios shown are as stated in the Fund's most recent prospectus or summary prospectus dated March 30, 2026.

Growth of $10,000

This chart illustrates the performance of a hypothetical $10,000 invested at the beginning of the period and redeemed at the end of the period, and assumes reinvestment of all dividends and capital gains.

 

Holdings

as of 05/29/2026

Top Ten Holdings

Holding % of Net Assets
Cash & Equivalents 7.7%
Micron Technology 2.9%
Alphabet, Class A 2.8%
Taiwan Semiconductor ADS 2.5%
Southern Copper 2.2%
Holding % of Net Assets
United States Treasury Bond 2.2%
GlaxoSmithKline ADS 2.1%
Microsoft 2.1%
United States Treasury Bond 2.1%
Ross Stores 2%

*Current portfolio holdings may not be indicative of future portfolio holdings.

1 Percentage of total investments includes all stocks, plus cash minus all short positions.

2 Total represents the difference between the long exposure and the short exposure, which produces the net exposure.

Holding Market Value Quantity
Cash & Equivalents $3,326,497 0
Micron Technology $1,262,300 1,300
Alphabet, Class A $1,198,071 3,150
Taiwan Semiconductor ADS $1,067,048 2,550
Southern Copper $970,848 5,075
United States Treasury Bond $969,469 900,000
GlaxoSmithKline ADS $909,720 18,000
Microsoft $900,480 2,000
United States Treasury Bond $891,744 1,150,000
Ross Stores $868,988 3,750
Mastercard, Class A $864,465 1,750
Quimica y Minera Chile ADS $807,178 9,400
NVIDIA $791,775 3,750
Visa $783,264 2,400
Amdocs $780,828 12,400
First Solar $766,975 2,500
BHP Biliton ADR $733,508 8,250
Apple $702,135 2,250
Prysmian S.p.A. $689,397 4,000
Maryland St Cmnty Dev Admin Dept $682,777 675,000
ALTIUS MINERALS CORP COM ISIN $672,194 16,000
Simon Property Group $665,958 3,250
Eaton Corp PLC $626,939 1,565
$616,110 16,500
Cisco Systems $602,100 5,000
Dominion Energy $581,909 8,693
EMCOR Group $578,774 700
Broadcom Ltd $567,398 1,270
ANZ Group Holdings ADR $557,260 22,000
Connecticut St Hsg Fin Auth Mtge $555,556 550,000
Fuji Electric Co., Ltd. $534,019 5,500
TSY INFL IX N/B 2054 $527,821 600,000
NextEra Energy $522,495 6,005
Comcast Corp $516,513 500,000
BRKHEC (Pacificorp) $508,920 500,000
Virginia St Hsg Dev Auth $500,365 500,000
Kimberly-Clark de Mexico, Class A $498,356 225,000
Agnico-Eagle Mines $463,370 2,530
Oracle Corp $461,432 500,000
CSX Corp $450,034 550,000
Antofagasta plc $441,107 8,000
Orange ADR $419,400 20,000
TJX Companies $417,825 2,700
Amazon.com $405,960 1,500
Federal Home Loan Bank 4.50% $399,743 400,000
Fujikura Ltd $387,589 13,000
Holding Market Value Quantity
Novartis ADS $375,425 2,500
Astrazeneca PLC $371,340 2,000
ASML Holding NY $362,871 225
Danone ADS $355,000 25,000
Welltower $349,391 350,000
South32 ADR $329,745 19,000
CRH PLC $326,370 3,000
AbbVie $293,922 1,350
Novo Nordisk ADS $284,875 6,250
AutoZone $264,167 90
Chubb $252,501 810
Netflix $250,470 250,000
Banco Santander ADS $249,600 20,000
Connecticut St Hsg Fin Auth $249,332 250,000
Delta Air Lines $241,602 250,000
Coca Cola Co $236,920 250,000
Lowe's $235,796 1,100
Norfolk Southern Corp $235,725 275,000
Fedex Corp $229,820 250,000
Ford Motor $226,299 220,000
Oracle $225,780 1,000
Unilever ADS $225,744 3,999
Union Pacific $223,141 250,000
Qualcomm $218,492 220,000
Comcast Corp $217,270 250,000
Procter & Gamble $208,162 1,450
Lincoln National Corp $200,625 250,000
Lowe's $200,570 250,000
Burlington Northern Santa Fe $195,121 200,000
MDC Holdings Inc $190,670 200,000
Republic Services $190,418 950
Trane $180,520 400
Grupo Bimbo $179,883 200,000
Sandoz Group AG $168,240 2,000
Burlington Northern Santa Fe Bond $164,059 150,000
Bellsouth Capital Funding $163,495 150,000
Fastenal $154,258 3,490
Copart $147,465 4,500
Parker Hannifin $143,587 170
United States Treasury Bond $138,407 137,000
United States Treasury Bond $130,491 155,000
Dollarama Inc. $115,091 900
Nestle ADR $101,440 1,000
Corteva $93,936 1,200
Stanford University $83,923 100,000
Colony TX NFM Sales Tax Revenue $49,991 50,000

Sector Allocation

Sector % of Net Assets
Technology 19.2%
Materials 11.1%
Industrials 11.1%
Government 8%
Communications 7.8%
Other 7.7%
Consumer Discretionary 7%
Financials 6.7%
Sector % of Net Assets
Health Care 5.5%
Consumer Staples 4.4%
Utilities 3.7%
Municipal Bonds 2.8%
Real Estate 2.3%
Energy 1.8%
US Government Agency 0.9%

*Current portfolio holdings may not be indicative of future portfolio holdings.

1 Percentage of total investments includes all stocks, plus cash minus all short positions.

2 Total represents the difference between the long exposure and the short exposure, which produces the net exposure.

Distributions

Record Date Ex, Pay and Reinvest Date Ordinary Income Qualified Income Short-Term Capital Gains Long-Term Capital Gains Total Distributions (per share)
12/17/2025 12/18/2025 $0.157 $0.13 $0.00 $0.11 $0.397
12/18/2024 12/19/2024 $0.22 $0.09 $0.00 $0.151 $0.461
12/20/2023 12/21/2023 $0.11 $0.14 $0.00 $0.00 $0.25
12/14/2022 12/15/2022 $0.192 $0.00 $0.00 $0.0239 $0.2159

The Saturna Core Fund intends to distribute its net investment income and net realized capital gains, if any, to its shareowners. Distributions from income dividends and net capital gains are paid at the end of the year.

Distributions for the last five years are listed in the table above. For prior distributions, please contact a Saturna representative.

Regulations regarding distributions can be complex, and there are several methods for managing your tax liability. Please consult a tax advisor about your particular circumstances. You also may obtain helpful information by calling the Internal Revenue Service at 1-800-829-1040 or visiting www.irs.gov.

If applicable, distribution information will appear on Form 1099-DIV, typically sent in late January. For more information on tax documentation, please visit our Tax Documentation page.

The Fund pays per-share distributions to shareowners invested on the Record Date. On the Payable Date, the fund's share price is reduced by the amount of its distribution.

Fees & Minimums

The following tables describe the fees and expenses mutual fund shareowners may pay. There are no shareowner fees (fees paid directly from an investment). The Fund imposes no sales charge (load) on purchases or reinvested dividends, or any deferred sales charge (load) upon redemption. There are no exchange fees or account fees. Investments in mutual funds are subject to ongoing expenses. Saturna endeavors to keep these fees low. We encourage you to compare the following fees with similar fees of other no-load mutual funds:

 

Shareowner Fees

(fees paid directly from your investment)

None

 

Annual Fund Operating Expenses

(expenses that you pay each year as a percentage of the value of your investment)

Management Fees

0.50%

Other Expenses

0.34%

Total Annual Fund Operating Expenses

0.84%

Less Fee Waiver/Expense Reimbursement1

(0.09)%

Total Annual Fund Operating Expenses

0.75%

1 The adviser has contractually agreed through March 31, 2027, to waive fees and/or reimburse expenses of the Fund to the extent necessary to ensure that the net operating expenses, excluding brokerage commissions, taxes, and extraordinary expenses, do not exceed the net operating expense ratio of 0.75%. This expense limitation agreement may be changed or terminated only with approval of the Board of Trustees.

When you buy shares through a financial intermediary, that intermediary may charge a transaction fee or commission which is not reflected in the expenses table. Purchases and redemptions of Fund shares will be made at the daily net asset value established by the Fund (before imposition of a commission).

 

Investment Minimum

The minimum initial investment is $1,000 (for tax-sheltered accounts, there is no minimum).

Principal Risks of Investing in the Fund

Expand

Market risk: The value of the Fund’s shares rises and falls as the market value of the securities in which the Fund invests goes up and down. Consider investing in the Fund only if you are willing to accept the risk that you may lose money. Fund share prices, yields, and total returns will change with the fluctuations in the securities markets as well as the fortunes of the industries and companies in which the Fund invests.

Equity securities risk: Equity securities may experience significant volatility in response to economic or market conditions or adverse events that affect a particular industry, sector, or company. Larger companies may have slower rates of growth as compared to smaller, faster-growing companies. Smaller companies may have more limited financial resources, products, or services, and tend to be more sensitive to changing economic or market conditions.

Investment strategy risk: The adviser believes that sustainable investing may mitigate security-specific risks, but the screens used in connection with these strategies reduce the investable universe, which may limit investment opportunities and adversely affect the Fund’s performance.

Interest rate risk: Changes in interest rates impact prices of fixed-income and related investments.When interest rates rise, the value of fixed-income investments (paying a lower rate of interest) generally will fall. Investments with shorter maturities may have less interest rate risk, but generally have lower returns and, because of the more frequent maturity dates, may involve higher re-investment costs.

Credit risk: Corporate and sovereign issuers of the notes and certificates in which the Fund invests may not be able or willing to make payments when due, which may lead to default or restructuring of the investment. In addition, if the market perceives deterioration in the creditworthiness of an issuer, the value and liquidity of the issuer’s securities may decline.

Foreign investing risk: The Fund may invest in securities that are not traded in the United States when market conditions or investment opportunities arise that, in the judgment of the investment adviser, warrant such investment. Investments in the securities of foreign issuers may involve risks in addition to those normally associated with investments in the securities of US issuers. All foreign investments are subject to risks of: (1) foreign political and economic instability; (2) adverse movements in foreign exchange rates; (3) currency devaluation; (4) the imposition or tightening of exchange controls or other limitations on repatriation of foreign capital; (5) changes in foreign governmental attitudes toward private investment, including potential nationalization, increased taxation, or confiscation of assets; and (6) differing reporting, accounting, and auditing standards of foreign countries.

Liquidity risk: Liquidity risk exists when particular investments are difficult to sell and may be more difficult to value.If the Fund is forced to sell these investments during unfavorable conditions to meet redemptions or for other cash needs, the Fund may lose money on its investments. As a result, the Fund may be unable to achieve its objective.

Sector risk: From time to time, based on market or economic conditions, the Fund may have significant positions in one or more sectors of the market. To the extent the Fund invests more heavily in particular sectors, its performance will be especially sensitive to developments that significantly affect those sectors. Individual sectors may be more volatile, and may perform differently, than the broader market. The industries that constitute a sector may all react in the same way to economic, political, or regulatory events which may cause the Fund's returns to suffer.

Large transaction risk: A significant percentage of the Fund’s shares may be owned or controlled by the adviser and its affiliates or other large shareowners. Accordingly, the Fund is subject to the potential for large-scale inflows and outflows as a result of purchases and redemptions of its shares by such shareowners. These inflows and outflows could negatively affect the Fund’s net asset value and performance.