Outstanding Service, Trusted Advice
Saturna Capital’s Investment Management Accounts (IMAs) offer personalized portfolio management services that rival those typically reserved for large institutional clients. By conducting a thorough analysis of your financial situation, goals, and risk tolerance, we create a simple statement of investment objectives to guide your portfolio management.
To learn more about the unique advantages of Saturna’s Services offerings and more, visit our Services landing page
Holistic Understanding
Holistic Understanding
When advising families, we take a holistic approach to creating plans, considering a wide range of financial elements such as retirement plans, trusts, real estate, and business interests. Our performance assessments are just as detailed, considering returns, but also the risks taken to achieve them.
Comprehensive Services
Comprehensive Services
In devising your plan, we conduct an in-depth client review, which normally include assets, income, tax situation, family needs, estate planning, and risk preferences. Using what we learn, we will help you manage your life’s various financial aspects, including retirement plans, trusts, and real estate.
Requirements and Fees
Minimum initial account balance: $1 million (may be waived at Saturna’s discretion).
Annual advisory fee: $2,500 plus 0.5% of the first $5 million and 0.4% on amounts over $5 million. Minimum annual fee: $5,000.
Accounts with less than $1 million are limited to holding only equities and mutual funds.
Extra fees or other arrangements may be mutually agreed depending upon the complexity of the services rendered. The following table illustrates the effective rate for accounts of varying value.
| Account Value | Annual Rate |
|---|---|
| $500,000 | 1.00% |
| $1,000,000 | 0.75% |
| $2,500,000 | 0.60% |
| $2,500,000 | 0.475% |