Saturna White Papers: Sustainable Series

  • How to Evaluate the "Sustainability" of Sustainable Mutual Funds
    From the Yardarm, Saturna Sustainable Funds - December 2019

    Sustainable investing has come a long way. In its early days, investment managers, like Saturna Capital, created faith-based investment processes, focused on excluding companies or industries that conflicted with the tenets of an investor’s faith. This led to proactive investing, a process that encourages companies, sectors, and regions to engage in better business practices.

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  • 2019 Impact Report
    Saturna Sustainable Funds, White Papers - July 2019

    Saturna is committed to quality impact analysis, using a quantitative scoring model for each holding as well as a holistic analysis of corporate strategy, impact, and risk. Additionally, we recognize the adoption and implementation of the United Nations’ 17 Sustainable Development Goals (SDGs) can act as a compass for investors.

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  • Beyond The Facade
    From the Yardarm, Saturna Sustainable Funds - December 2018

    As more asset managers begin to integrate ESG criteria into their investment strategies, data and disclosures not typically found in traditional financial reporting has increased. Transparency into nonfinancial, material risks has tremendous value, but the information that gets reported can occasionally be suspect.

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  • Sustainable Development Goals — What Are The SDGs?
    From the Yardarm, Saturna Sustainable Funds - October 2018

    The United Nation's Sustainable Development Goals (SDGs) consist of 17 goals and 169 targets that were created to end poverty, promote prosperity and well-being for all, and protect the planet. The SDGs set a course and framework to achieve these objectives.

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  • The Case for Active Management in ESG
    From the Yardarm, Saturna Sustainable Funds - August 2018

    How do investors make sense of quantitative ranking systems that retain “black box” elements? In the quest to find top-tier firms that seek to reduce risk through industry best practices, an active approach to investing can help investors identify risks that a passive approach may miss.

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  • 2018 Impact Report
    Saturna Sustainable Funds, White Papers - July 2018

    With our inaugural Impact Report we celebrate the milestone of the Funds reaching three years of operation and highlight some key statistics about the impact we’re making as we vote with our dollars.

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  • Are Your Investments at Risk of Becoming Stranded Assets?
    Saturna Sustainable Funds, White Papers - November 2016

    At one point or another, we have all heard the saying "out with old, in with the new." We do not need to look too far in this modern technological age to find cogent examples of a new industry or firm establishing market leadership, typically at the expense of an industry or firm that is not able to keep pace with the times. Investments in industries and firms unable to keep pace become "stranded assets."

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  • Sustainable Investing: What You Need To Know
    Saturna Sustainable Funds, White Papers - June 2016

    As consumer awareness of sustainable investments grows, the term has been applied in all manner of product positioning. But what does it mean when an investment product adopts the sustainability label? When investors ask, "What is sustainable investing?" they often find that no clear or concrete definition exists.

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  • ESG Tilts
    Saturna Sustainable Funds, White Papers - June 2016

    Active managers of fixed-income portfolios who seek to reduce risk exposure and achieve favorable positioning with regard to an industry, company, or particular issue may want to increase their consideration of environment, social responsibility, and governance (ESG) factors. We like to call this type of integrated finance "ESG Tilts".

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  • On The Same Side, But Not The Same Page
    Saturna Sustainable Funds, White Papers - February 2016

    Fixed income and equity investors might share the same side of a company's balance sheet, but they are not always on the same page when defending their interests. What's considered good for equity shareholders isn't necessarily favorable for creditors of the same enterprise. The recent surge in shareholder activism highlights where bondholder and shareholder interests may be diverging.

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Saturna White Papers: Practice Management

  • Client Segmentation: Re-engage Clients Through Sustainable Investing
    Saturna Sustainable Funds, Practice Management - February 2019

    Client segmentation offers a practical approach to assessing the client-adviser relationship among a variety of client profile metrics. The objective of this white paper is to familiarize advisers with new segments of investors based upon their awareness of sustainable, responsible, and impact investing, and to provide guidance on how an adviser should position themselves to have a conversation with their clients about these topics.

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  • The Portfolio Smile: Portfolio Sustainability and a New Approach to Client Conversations
    Saturna Sustainable Funds, Practice Management - June 2017

    American consumers have never been more informed about their choices and how to incorporate their personal values into their buying decisions. Although these behaviors have lagged somewhat in the wealth management and investment arenas, we increasingly find that clients wish to apply the same expectations of “personal expression” in their financial portfolios.

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  • Adding Sustainability: Having The Conversation
    Saturna Sustainable Funds, Practice Management - June 2016

    Helping clients initiate a conversation about their values presents an opportunity to establish relationships that may form greater client loyalty and higher client satisfaction. Differentiating your practice by allowing the space to incorporate clients' values can create a competitive advantage and encourage client loyalty.

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  • The Sustainability Smile: An Advisor's Guide to Defining Sustainable Investing Strategies
    Saturna Sustainable Funds, Practice Management - December 2015

    In the context of investing, the term 'sustainability' lacks sharply defined boundaries. This broad label tends to create more confusion than clarity. The Sustainability Smile is a visual tool that can help simplify and guide your conversations with current and prospective sustainability-minded clients by breaking down sustainable investing into digestible categories.

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These reports should not be considered as providing investment advice or services, or any service offered by Saturna. Saturna may not have taken any steps to ensure that the securities referred to in these reports are suitable for any particular investor. Saturna will not treat recipients as its customers by virtue of their reading or receiving the reports.

Performance data quoted represents past performance which is no guarantee of future results. Investment return and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Standardized returns current to the most recent month-end can be obtained by visiting Month-end Performance.