Your Saturna Brokerage account is not an advisory account. Saturna Brokerage Services does not provide investment advice. Our interests as brokers may not always be the same as yours. Please ask us questions to make sure you understand your rights and our obligations to you, including the extent of our obligations to disclose conflicts of interest and to provide you with the service you expect. We are paid both by you and, sometimes, by people who compensate us based on your investment choices. The commissions we charge to customers may vary by type of service and customer. Therefore, our brokerage profits, and indirectly our salespersons' compensation, may vary by product and over time.
Saturna Capital Corporation, parent of Saturna Brokerage, provides investment advice to customers only under specific contracts. Various arrangements are available, including separately managed accounts (generally $1 million minimum) and affiliated no-load mutual funds ($250 or $1,000 initial minimums). Responsibilities to clients of investment advisers are generally higher than to customers of brokers, including the obligation to always put client interests before ours. Saturna investment advisory clients pay fees based on assets, and in some cases performance − but they generally do not pay brokerage commissions. Please ask your Saturna representative for more information on the difference between brokerage accounts and advisory accounts. Saturna Capital's free Investment Counsel brochure provides further details.