Fund Data
as of 04/17/2025

Ticker Price Change YTD 30-Day Yield1
Amana Developing World Institutional AMIDX $12.53 $0.03 -6.07% 1.32%
Amana Developing World Investor AMDWX $12.48 $0.03 -6.17% 1.09%
Amana Growth Institutional AMIGX $69.53 $0.32 -13.20% 0.34%
Amana Growth Investor AMAGX $69.00 $0.32 -13.24% 0.09%
Amana Income Institutional AMINX $60.68 $1.46 -4.14% 1.01%
Amana Income Investor AMANX $61.45 $1.47 -4.21% 0.76%
Amana Participation Institutional AMIPX $9.80 $0.00 1.33% 2.86%
Amana Participation Investor AMAPX $9.77 $0.00 1.27% 2.62%
Saturna Bond Income SBIFX $4.33 $-0.02 1.35% 3.61%
Saturna Core SCORX $16.07 $-0.03 -3.02% 1.66%
Saturna Global High Income SGHIX $10.69 $0.05 3.99% 3.17%
Saturna Growth Investor SSGFX $48.10 $-0.06 -13.18% 0.00%
Saturna Growth Z SGZFX $48.28 $-0.06 -13.12% 0.00%
Saturna International Investor SSIFX $20.98 $0.00 -4.59% 0.24%
Saturna International Z SIFZX $21.08 $-0.01 -4.53% 0.48%
Saturna Short-Term Bond STBFX $4.98 $0.00 1.55% 3.06%
Saturna Sustainable Bond SEBFX $9.14 $0.02 2.93% 4.61%
Saturna Sustainable Equity SEEFX $18.07 $0.14 -5.93% 0.73%

Performance data quoted represents past performance which is no guarantee of future results. Investment return and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance may be higher or lower than performance data quoted. Standardized returns current to the most recent month-end can be obtained by visiting our Month-End Returns Page or by calling toll free 1-800-728-8762. Saturna Capital, the Funds' adviser, has absorbed, currently or in the past, certain Fund expenses, without which total returns would have been lower.

¹ A Fund's 30-Day Yield, sometimes referred to as "standardized yield" or "SEC yield,” is expressed as an annual percentage rate using a method of calculation adopted by the Securities and Exchange Commission (SEC). The 30-Day Yield provides an estimate of a Fund's investment income rate, but may not equal the actual income distribution rate. Without the voluntary expense cap, the 30-Day Yield for Saturna Sustainable Bond Fund would have been 4.51%, Saturna Sustainable Equity Fund would have been 0.28%, Saturna Bond Income Fund would have been 3.08%, Saturna Global High Income Fund would have been 3.14%, Saturna Short-Term Bond Fund would have been 2.73% .

² Expense ratios shown are as stated in a Fund's most recent prospectus or summary prospectus; September 27, 2024, for Amana Income, Amana Growth, Amana Developing World, and Amana Participation; March 31, 2025, for Saturna Sustainable Bond Fund and Saturna Sustainable Equity Fund; March 31, 2025, for Saturna Growth, Saturna International, Saturna Core, Saturna Global High Income, Saturna Short-Term Bond and Saturna Bond Income. The Adviser has voluntarily capped actual expenses of Saturna Sustainable Bond at 0.65%, actual expenses of Saturna Sustainable Equity Fund at 0.75%, actual expenses of Saturna Global High Income Fund at 0.75%, actual expenses of Saturna Bond Income at 0.65%, and actual expenses of Saturna Short-Term Bond at 0.60%, through March 31, 2026.

 

Fund Data
as of 03/31/2025

Ticker 3 Month 6 Month YTD
Amana Developing World Investor AMDWX -4.44% -11.04% -4.44%
Amana Developing World Institutional AMIDX -4.35% -10.94% -4.35%
MSCI Emerging Markets Index GDUEEGF 3.01% -5.07% 3.01%
Amana Growth Investor AMAGX -8.29% -9.94% -8.29%
Amana Growth Institutional AMIGX -8.25% -9.84% -8.25%
S&P 500 Total Return Index SPTR -4.27% -1.97% -4.27%
Amana Income Investor AMANX -1.31% -4.67% -1.31%
Amana Income Institutional AMINX -1.25% -4.55% -1.25%
S&P 500 Total Return Index SPTR -4.27% -1.97% -4.27%
Amana Participation Investor AMAPX 1.69% 0.80% 1.69%
Amana Participation Institutional AMIPX 1.74% 0.82% 1.74%
FTSE Sukuk Index SBKU 2.27% 0.40% 2.27%
Saturna Bond Income SBIFX 2.75% -1.18% 2.75%
FTSE US BIG Bond Index SBBIG 2.78% -0.38% 2.78%
Bloomberg US Aggregate Index Index LBUSTRUU 2.78% -0.37% 2.78%
Saturna Core SCORX -0.72% -2.94% -0.72%
Dow Jones Moderate Portfolio Index P60GLB 0.14% -1.61% 0.14%
S&P Global 1200 Index SPG1200T -1.22% -1.77% -1.22%
Bloomberg US Aggregate Index Index LBUSTRUU 2.78% -0.37% 2.78%
60% / 40% S&P Global 1200 Index / Bloomberg US Aggregate Index Index 6040SPBL 0.40% -1.16% 0.40%
Bloomberg Global Equity/Fixed Income 60/40 Index BMADM64 0.03% -2.01% 0.03%
Bloomberg Developed Markets Large & Mid Cap Index DMTR -1.75% -1.75% -1.75%
Saturna Global High Income SGHIX 6.23% 0.38% 6.23%
S&P Global 1200 Index SPG1200T -1.22% -1.77% -1.22%
Bloomberg Barclays Global HY Corp Index LG50TRUU 1.95% 0.84% 1.95%
Bloomberg Developed Markets Large & Mid Cap Index DMTR -1.75% -1.75% -1.75%
Saturna Growth Investor SSGFX -8.92% -5.90% -8.92%
Saturna Growth Z SGZFX -8.87% -5.81% -8.87%
S&P 500 Total Return Index SPTR -4.27% -1.97% -4.27%
Bloomberg US Large Cap Index B500T -4.53% -1.84% -4.53%
Saturna International Investor SSIFX -3.37% -10.80% -3.37%
Saturna International Z SIFZX -3.26% -10.71% -3.26%
MSCI EAFE Index GDDUEAFE 7.01% -1.62% 7.01%
Bloomberg Developed Markets ex US Large & Mid Cap Index DMXUT 6.38% -1.34% 6.38%
Saturna Short-Term Bond STBFX 1.35% 1.49% 1.35%
Bloomberg US Aggregate 1-3 Year Index Index LU13TRUU 1.63% 1.61% 1.63%
Bloomberg US Aggregate Index Index LBUSTRUU 2.78% -0.37% 2.78%
Saturna Sustainable Bond SEBFX 2.37% -0.44% 2.37%
FTSE World BIG Bond Index SBWAU 2.80% -2.28% 2.80%
MSCI All Country World Index GDUEACWF -1.22% -2.10% -1.22%
Saturna Sustainable Equity SEEFX -3.70% -7.75% -3.70%
S&P Global 1200 Index SPG1200T -1.22% -1.77% -1.22%
Bloomberg World Large & Mid Cap Index WORLDT -1.24% -2.12% -1.24%

Performance data quoted represents past performance which is no guarantee of future results. Investment return and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance may be higher or lower than performance data quoted. Standardized returns current to the most recent month-end can be obtained by visiting our Month-End Returns Page or by calling toll free 1-800-728-8762. Saturna Capital, the Funds' adviser, has absorbed, currently or in the past, certain Fund expenses, without which total returns would have been lower.

¹ A Fund's 30-Day Yield, sometimes referred to as "standardized yield" or "SEC yield,” is expressed as an annual percentage rate using a method of calculation adopted by the Securities and Exchange Commission (SEC). The 30-Day Yield provides an estimate of a Fund's investment income rate, but may not equal the actual income distribution rate. Without the voluntary expense cap, the 30-Day Yield for Saturna Sustainable Bond Fund would have been 4.51%, Saturna Sustainable Equity Fund would have been 0.28%, Saturna Bond Income Fund would have been 3.08%, Saturna Global High Income Fund would have been 3.14%, Saturna Short-Term Bond Fund would have been 2.73% .

² Expense ratios shown are as stated in a Fund's most recent prospectus or summary prospectus; September 27, 2024, for Amana Income, Amana Growth, Amana Developing World, and Amana Participation; March 31, 2025, for Saturna Sustainable Bond Fund and Saturna Sustainable Equity Fund; March 31, 2025, for Saturna Growth, Saturna International, Saturna Core, Saturna Global High Income, Saturna Short-Term Bond and Saturna Bond Income. The Adviser has voluntarily capped actual expenses of Saturna Sustainable Bond at 0.65%, actual expenses of Saturna Sustainable Equity Fund at 0.75%, actual expenses of Saturna Global High Income Fund at 0.75%, actual expenses of Saturna Bond Income at 0.65%, and actual expenses of Saturna Short-Term Bond at 0.60%, through March 31, 2026.

 

Fund Data
as of 03/31/2025

Ticker 1 Year 3 Year 5 Year 10 Year Expense Ratio2 30-Day Yield1
Amana Developing World Investor AMDWX -2.78% 1.44% 8.51% 2.76% 1.20% 1.09%
Amana Developing World Institutional AMIDX -2.57% 1.66% 8.75% 2.96% 0.98% 1.32%
MSCI Emerging Markets Index GDUEEGF 8.65% 1.91% 8.38% 4.11% n/a n/a
Amana Growth Investor AMAGX -4.02% 6.31% 16.82% 13.30% 0.87% 0.00%
Amana Growth Institutional AMIGX -3.80% 6.56% 17.10% 13.56% 0.62% 0.25%
S&P 500 Total Return Index SPTR 8.25% 9.06% 18.59% 12.50% n/a n/a
Amana Income Investor AMANX 1.25% 7.24% 14.47% 9.50% 1.01% 0.71%
Amana Income Institutional AMINX 1.52% 7.50% 14.74% 9.76% 0.76% 0.96%
S&P 500 Total Return Index SPTR 8.25% 9.06% 18.59% 12.50% n/a n/a
Amana Participation Investor AMAPX 4.98% 1.89% 2.39% n/a 0.83% 2.59%
Amana Participation Institutional AMIPX 5.22% 2.10% 2.64% n/a 0.58% 2.83%
FTSE Sukuk Index SBKU 5.70% 2.27% 3.11% 3.10% n/a n/a
Saturna Bond Income SBIFX 3.82% -0.92% -1.18% 1.00% 0.85% 3.52%
FTSE US BIG Bond Index SBBIG 4.97% 0.48% -0.41% 1.47% n/a n/a
Bloomberg US Aggregate Index Index LBUSTRUU 4.88% 0.52% -0.40% 1.46% n/a n/a
Saturna Core SCORX 3.79% 3.76% 8.56% 5.58% 0.74% 1.53%
Dow Jones Moderate Portfolio Index P60GLB 4.78% 3.16% 8.53% 5.59% n/a n/a
S&P Global 1200 Index SPG1200T 7.74% 8.17% 16.40% 10.07% n/a n/a
Bloomberg US Aggregate Index Index LBUSTRUU 4.88% 0.52% -0.40% 1.46% n/a n/a
60% / 40% S&P Global 1200 Index / Bloomberg US Aggregate Index Index 6040SPBL 6.65% 5.21% 9.59% 6.78% n/a n/a
Bloomberg Global Equity/Fixed Income 60/40 Index BMADM64 5.79% 4.25% 9.28% 6.21% n/a n/a
Bloomberg Developed Markets Large & Mid Cap Index DMTR 7.48% 8.07% 16.56% 10.00% n/a n/a
Saturna Global High Income SGHIX 7.57% 3.15% 7.54% 4.82% 0.92% 2.98%
S&P Global 1200 Index SPG1200T 7.74% 8.17% 16.40% 10.07% n/a n/a
Bloomberg Barclays Global HY Corp Index LG50TRUU 7.86% 4.69% 6.71% 4.54% n/a n/a
Bloomberg Developed Markets Large & Mid Cap Index DMTR 7.48% 8.07% 16.56% 10.00% n/a n/a
Saturna Growth Investor SSGFX 3.84% 5.96% 15.49% 10.82% 0.96% 0.00%
Saturna Growth Z SGZFX 4.05% 6.22% 15.77% n/a 0.72% 0.00%
S&P 500 Total Return Index SPTR 8.25% 9.06% 18.59% 12.50% n/a n/a
Bloomberg US Large Cap Index B500T 8.27% 8.93% 18.52% 12.53% n/a n/a
Saturna International Investor SSIFX -8.63% 1.95% 10.06% 6.49% 0.96% 0.11%
Saturna International Z SIFZX -8.43% 2.19% 10.30% n/a 0.73% 0.36%
MSCI EAFE Index GDDUEAFE 5.41% 6.60% 12.31% 5.91% n/a n/a
Bloomberg Developed Markets ex US Large & Mid Cap Index DMXUT 5.98% 6.38% 12.82% 6.10% n/a n/a
Saturna Short-Term Bond STBFX 4.63% 2.59% 1.51% 1.48% 0.86% 3.03%
Bloomberg US Aggregate 1-3 Year Index Index LU13TRUU 5.61% 3.11% 1.50% 1.71% n/a n/a
Bloomberg US Aggregate Index Index LBUSTRUU 4.88% 0.52% -0.40% 1.46% n/a n/a
Saturna Sustainable Bond SEBFX 1.49% 1.00% 1.21% 1.34% 0.81% 4.62%
FTSE World BIG Bond Index SBWAU 3.20% -1.49% -1.61% 0.56% n/a n/a
MSCI All Country World Index GDUEACWF 7.63% 7.42% 15.71% 9.39% n/a n/a
Saturna Sustainable Equity SEEFX -1.33% 3.54% 9.86% 7.03% 0.91% 0.59%
S&P Global 1200 Index SPG1200T 7.74% 8.17% 16.40% 10.07% n/a n/a
Bloomberg World Large & Mid Cap Index WORLDT 7.68% 7.23% 15.44% 9.28% n/a n/a

Performance data quoted represents past performance which is no guarantee of future results. Investment return and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance may be higher or lower than performance data quoted. Standardized returns current to the most recent month-end can be obtained by visiting our Month-End Returns Page or by calling toll free 1-800-728-8762. Saturna Capital, the Funds' adviser, has absorbed, currently or in the past, certain Fund expenses, without which total returns would have been lower.

¹ A Fund's 30-Day Yield, sometimes referred to as "standardized yield" or "SEC yield,” is expressed as an annual percentage rate using a method of calculation adopted by the Securities and Exchange Commission (SEC). The 30-Day Yield provides an estimate of a Fund's investment income rate, but may not equal the actual income distribution rate. Without the voluntary expense cap, the 30-Day Yield for Saturna Sustainable Bond Fund would have been 4.51%, Saturna Sustainable Equity Fund would have been 0.28%, Saturna Bond Income Fund would have been 3.08%, Saturna Global High Income Fund would have been 3.14%, Saturna Short-Term Bond Fund would have been 2.73% .

² Expense ratios shown are as stated in a Fund's most recent prospectus or summary prospectus; September 27, 2024, for Amana Income, Amana Growth, Amana Developing World, and Amana Participation; March 31, 2025, for Saturna Sustainable Bond Fund and Saturna Sustainable Equity Fund; March 31, 2025, for Saturna Growth, Saturna International, Saturna Core, Saturna Global High Income, Saturna Short-Term Bond and Saturna Bond Income. The Adviser has voluntarily capped actual expenses of Saturna Sustainable Bond at 0.65%, actual expenses of Saturna Sustainable Equity Fund at 0.75%, actual expenses of Saturna Global High Income Fund at 0.75%, actual expenses of Saturna Bond Income at 0.65%, and actual expenses of Saturna Short-Term Bond at 0.60%, through March 31, 2026.

 

Fund Data
as of 03/31/2025

Ticker 1 Year 3 Year 5 Year 10 Year Expense Ratio2 30-Day Yield1
Amana Developing World Investor AMDWX -2.78% 1.44% 8.51% 2.76% 1.20% 1.09%
Amana Developing World Institutional AMIDX -2.57% 1.66% 8.75% 2.96% 0.98% 1.32%
MSCI Emerging Markets Index GDUEEGF 8.65% 1.91% 8.38% 4.11% n/a n/a
Amana Growth Investor AMAGX -4.02% 6.31% 16.82% 13.30% 0.87% 0.00%
Amana Growth Institutional AMIGX -3.80% 6.56% 17.10% 13.56% 0.62% 0.25%
S&P 500 Total Return Index SPTR 8.25% 9.06% 18.59% 12.50% n/a n/a
Amana Income Investor AMANX 1.25% 7.24% 14.47% 9.50% 1.01% 0.71%
Amana Income Institutional AMINX 1.52% 7.50% 14.74% 9.76% 0.76% 0.96%
S&P 500 Total Return Index SPTR 8.25% 9.06% 18.59% 12.50% n/a n/a
Amana Participation Investor AMAPX 4.98% 1.89% 2.39% n/a 0.83% 2.59%
Amana Participation Institutional AMIPX 5.22% 2.10% 2.64% n/a 0.58% 2.83%
FTSE Sukuk Index SBKU 5.70% 2.27% 3.11% 3.10% n/a n/a
Saturna Bond Income SBIFX 3.82% -0.92% -1.18% 1.00% 0.85% 3.52%
FTSE US BIG Bond Index SBBIG 4.97% 0.48% -0.41% 1.47% n/a n/a
Bloomberg US Aggregate Index Index LBUSTRUU 4.88% 0.52% -0.40% 1.46% n/a n/a
Saturna Core SCORX 3.79% 3.76% 8.56% 5.58% 0.74% 1.53%
Dow Jones Moderate Portfolio Index P60GLB 4.78% 3.16% 8.53% 5.59% n/a n/a
S&P Global 1200 Index SPG1200T 7.74% 8.17% 16.40% 10.07% n/a n/a
Bloomberg US Aggregate Index Index LBUSTRUU 4.88% 0.52% -0.40% 1.46% n/a n/a
60% / 40% S&P Global 1200 Index / Bloomberg US Aggregate Index Index 6040SPBL 6.65% 5.21% 9.59% 6.78% n/a n/a
Bloomberg Global Equity/Fixed Income 60/40 Index BMADM64 5.79% 4.25% 9.28% 6.21% n/a n/a
Bloomberg Developed Markets Large & Mid Cap Index DMTR 7.48% 8.07% 16.56% 10.00% n/a n/a
Saturna Global High Income SGHIX 7.57% 3.15% 7.54% 4.82% 0.92% 2.98%
S&P Global 1200 Index SPG1200T 7.74% 8.17% 16.40% 10.07% n/a n/a
Bloomberg Barclays Global HY Corp Index LG50TRUU 7.86% 4.69% 6.71% 4.54% n/a n/a
Bloomberg Developed Markets Large & Mid Cap Index DMTR 7.48% 8.07% 16.56% 10.00% n/a n/a
Saturna Growth Investor SSGFX 3.84% 5.96% 15.49% 10.82% 0.96% 0.00%
Saturna Growth Z SGZFX 4.05% 6.22% 15.77% n/a 0.72% 0.00%
S&P 500 Total Return Index SPTR 8.25% 9.06% 18.59% 12.50% n/a n/a
Bloomberg US Large Cap Index B500T 8.27% 8.93% 18.52% 12.53% n/a n/a
Saturna International Investor SSIFX -8.63% 1.95% 10.06% 6.49% 0.96% 0.11%
Saturna International Z SIFZX -8.43% 2.19% 10.30% n/a 0.73% 0.36%
MSCI EAFE Index GDDUEAFE 5.41% 6.60% 12.31% 5.91% n/a n/a
Bloomberg Developed Markets ex US Large & Mid Cap Index DMXUT 5.98% 6.38% 12.82% 6.10% n/a n/a
Saturna Short-Term Bond STBFX 4.63% 2.59% 1.51% 1.48% 0.86% 3.03%
Bloomberg US Aggregate 1-3 Year Index Index LU13TRUU 5.61% 3.11% 1.50% 1.71% n/a n/a
Bloomberg US Aggregate Index Index LBUSTRUU 4.88% 0.52% -0.40% 1.46% n/a n/a
Saturna Sustainable Bond SEBFX 1.49% 1.00% 1.21% 1.34% 0.81% 4.62%
FTSE World BIG Bond Index SBWAU 3.20% -1.49% -1.61% 0.56% n/a n/a
MSCI All Country World Index GDUEACWF 7.63% 7.42% 15.71% 9.39% n/a n/a
Saturna Sustainable Equity SEEFX -1.33% 3.54% 9.86% 7.03% 0.91% 0.59%
S&P Global 1200 Index SPG1200T 7.74% 8.17% 16.40% 10.07% n/a n/a
Bloomberg World Large & Mid Cap Index WORLDT 7.68% 7.23% 15.44% 9.28% n/a n/a

Performance data quoted represents past performance which is no guarantee of future results. Investment return and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance may be higher or lower than performance data quoted. Standardized returns current to the most recent month-end can be obtained by visiting our Month-End Returns Page or by calling toll free 1-800-728-8762. Saturna Capital, the Funds' adviser, has absorbed, currently or in the past, certain Fund expenses, without which total returns would have been lower.

¹ A Fund's 30-Day Yield, sometimes referred to as "standardized yield" or "SEC yield,” is expressed as an annual percentage rate using a method of calculation adopted by the Securities and Exchange Commission (SEC). The 30-Day Yield provides an estimate of a Fund's investment income rate, but may not equal the actual income distribution rate. Without the voluntary expense cap, the 30-Day Yield for Saturna Sustainable Bond Fund would have been 4.51%, Saturna Sustainable Equity Fund would have been 0.28%, Saturna Bond Income Fund would have been 3.08%, Saturna Global High Income Fund would have been 3.14%, Saturna Short-Term Bond Fund would have been 2.73% .

² Expense ratios shown are as stated in a Fund's most recent prospectus or summary prospectus; September 27, 2024, for Amana Income, Amana Growth, Amana Developing World, and Amana Participation; March 31, 2025, for Saturna Sustainable Bond Fund and Saturna Sustainable Equity Fund; March 31, 2025, for Saturna Growth, Saturna International, Saturna Core, Saturna Global High Income, Saturna Short-Term Bond and Saturna Bond Income. The Adviser has voluntarily capped actual expenses of Saturna Sustainable Bond at 0.65%, actual expenses of Saturna Sustainable Equity Fund at 0.75%, actual expenses of Saturna Global High Income Fund at 0.75%, actual expenses of Saturna Bond Income at 0.65%, and actual expenses of Saturna Short-Term Bond at 0.60%, through March 31, 2026.

 

A Few Words About Risk

By diversifying its investments, each Fund seeks to reduce the risk of owning only a few securities. Diversification does not assure a profit or protect against a loss in a declining market.

The Funds (except Saturna Growth ) may invest in non-US companies and in foreign markets. Investing in foreign securities involves risks not typically associated directly with investing in US securities. These risks include fluctuations in exchange rates of foreign currencies; less public information with respect to issuers of securities; less governmental supervision of exchanges, issuers, and brokers; and lack of uniform accounting, auditing, and financial reporting standards. There is also a risk of adverse political, social, or diplomatic developments that affect investment in foreign countries.

The Amana Growth and Saturna Growth Funds typically invest in smaller and less seasoned companies than the Income Fund, which may lead to greater variability in the Growth Funds' returns. Growth stocks, which can be priced on future expectations rather than current results, may decline substantially when expectations are not met or general market conditions weaken.

The Saturna Core Fund involves the risks of both equity and debt investing, although it seeks to mitigate these risks by maintaining a widely diversified portfolio that includes domestic stocks, foreign stocks, short and long-term bonds, and money market instruments.

Investment in the Saturna Global High Income Fund entails the risks of both equity and debt securities, although it seeks to mitigate these risks through a widely diversified portfolio that includes foreign and domestic stocks and bonds. Issuers of high-yield securities are generally not as strong financially as those issuing higher quality securities. Investments in high-yield securities can be speculative in nature. High-yield bonds may have low or no ratings, and may be considered "junk bonds."

The risks inherent in the Saturna Short-Term Bond, Saturna Bond Income, and Saturna Sustainable Bond Funds depend primarily on the terms and quality of the obligations in their portfolios, as well as on bond market conditions. When interest rates rise, bond prices fall. When interest rates fall, bond prices go up. Bonds with longer maturities (such as those held by the Bond Income Fund) usually are more sensitive to interest rate changes than bonds with shorter maturities (such as those held by the Short-Term Bond Fund). The Funds entail credit risk, which is the possibility that a bond will not be able to pay interest or principal when due. If the credit quality of a bond is perceived to decline, investors will demand a higher yield, which means a lower price on that bond to compensate for the higher level of risk.

In addition to the fixed-income market risks above, the Amana Participation Fund entails risks specific to investing in sukuk. Sukuk structures may be significantly more complicated than conventional bonds and often include a series of entities created specifically to support the sukuk structure. In addition, sukuk are largely created in or otherwise subject to the risks of developing economies, many of which have weak or inconsistent accounting, legal, and financial infrastructure. The structural complexity of sukuk, along with the weak infrastructure of the sukuk market, increases risks of investing in sukuk, including operational, legal, and investment risks.

Islamic principles restrict the Amana Funds' ability to invest in certain stocks and market sectors, such as financial companies and fixed-income securities. This limits opportunities and may affect performance.

The Saturna Sustainable Funds limit the securities they purchase to those consistent with sustainable principles. This limits opportunities and may affect performance.

Check out the background of Saturna Brokerage Services, Inc. or any firm or investment professional on FINRA's BrokerCheck