Introduction
General Guidlines
Plan Services
Fee Schedule
Employer IRAs vs 401(k)
Step-By-Step:
Setting Up Your 401(k)
Retirement Calculators:
Use these handy calculators to help you determine your investing style, analyze your current savings amount and estimate how much you will have saved.
401(k) Brochures & Forms:
401(k) Employer Brochure
Plan Transfer Form
401(k) Employee Brochure
Wage Deferral Agreement
Beneficiary Designation Form
Investment Election Form
Loan Application
Hardship Withdrawal Request
Distribution Form
Special Tax Notice
Plan Services
Saturna Capital Corporation is there every step of the way from implementation to the annual continuing education meeting. We provide professional guidance for plan design, document preparation, plan setup, company census, employee enrollment and continuing education. All services listed below are included in the Saturna 401(k) plan.
| Services | Benefits | |
| Implementation | ||
| Prototype plan & trust agreement | Pre-approved by the Internal Revenue Service | |
| Standardized adoption agreement | Simple, yet flexible to meet your plan needs | |
| Summary Plan Description | Informs employees about the plan | |
| Administration & Recordkeeping | ||
| Processing of contributions, distributions, loan, hardship withdrawals, vesting and investment selections | Simplifies plan management | |
| Daily valuation of plan assets | Know the current value of your assets, 24/7 | |
| Annual non-discrimination and compliance testing | Helps you ensure the qualified status of your plan | |
| Preparation of Forms 1099R and 5500 | Makes tax reporting easier | |
| Employee Online Tools, Education and Support | ||
| Online statements and account management | Know how employee accounts are doing, 24/7 | |
| Traditional plus Roth 401(k) options | Flexibility to maximize your savings | |
| Seven no-load Saturna mutual funds | Two families of funds with several investment objectives to help you meet your investing goals | |
| Self-directed discount brokerage accounts | Wide selection of investments to help build your future | |
| Online tools for investment selection | Select investments that meet your needs | |
| Dedicated toll-free phone and email support | Customer care for you | |
| Employer Support | ||
| Online reporting, plan summary and transaction detals | Bird's eye view of your plan, 24/7 | |
| Signature-ready Form 5500 for IRS reporting | Saves you time with key document preparation | |
| Dedicated Client Relationship Manager | Ensures your current and future needs are met | |
